Software Engineer, Full-Stack

Company: SoFi
Location: San Francisco
Posted on: May 9, 2025

Job Description:

Software Engineer, Member Benefits & RewardsShape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.Title: Software Engineer, Full StackLocation: San Francisco, hybrid (onsite 4X per month)The roleWe are seeking a Full-Stack Engineer for the Member Benefits and Rewards team. We are responsible for member-facing benefits like credit card cash back and the 1% investment match. We are also responsible for SoFi's newest subscription, SoFi Plus, which is an important project for the company. Our team manages member-facing features in SoFi's app and website as well as the backend streaming services that support this front-end experience. This provides ample opportunities for the SDE to gain full-stack experience and showcase their skill set in a company priority initiative.What you'll do

• Architect and scale high-performance systems and services that drive member growth and marketing efficiency.
• Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
• Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
• Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
• Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities.
• Own the full lifecycle of projects-from ideation to deployment, monitoring, and continuous improvement.
• Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi's marketing strategies.What you'll need
  • Bachelor's Degree in Computer Science or related field.
  • 3+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
  • Full-stack experience, including frontend (React, TypeScript), infrastructure (CI/CD, observability tools).
  • Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot.
  • Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
  • Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
  • Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
  • Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
  • Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.Compensation and BenefitsThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.To view all of our comprehensiveand competitivebenefits, visit ourBenefits at SoFi page!Pay range: $105,600.00 - $198,000.00Payment frequency: AnnualThis role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.Pay range: $105,600.00 - $198,000.00 Payment frequency: Annual This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.
    
    SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal EmployeesIf you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.Apply for this positionSoftware Engineer, Member Benefits & RewardsTerms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org )--- To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
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Keywords: SoFi, San Jose , Software Engineer, Full-Stack, IT / Software / Systems , San Francisco, California