Advisory - Credit Risk - FSI Risk Data Regulatory Manager
Company: Deloitte
Location: San Jose
Posted on: May 16, 2022
Job Description:
Deloitte Risk and Financial Advisory's Credit Risk professionals
help financial institutions manage and measure credit risk across
the credit lifecycle, through credit modeling, process assessment
and redesign, digital transformation, and responding to evolving
business and regulatory environments.
Work you'll do
The ideal candidate will be intellectually curious, analytical, and
driven with genuine passion for credit risk and the financial
services industry as well as building relationships. Candidates
should be energized by continuous personal improvement, proactively
seeking out new skills and perspectives and exhibiting openness to
coaching from senior colleagues. Your responsibilities will
include:
- Supporting projects such as:
- Credit model development and validation (CECL, CCAR, risk
rating scorecards, risk-based pricing, etc.)
- Credit reporting and analytics
- Credit risk monitoring (e.g., risk limits and
concentrations)
- Climate risk
- Digital credit
- Credit data management
- Credit process assessment and redesign
- Credit related controls, policies, and governance
- Continuously building knowledge of industry best practices in
credit risk management
- Working on engagements in a team-based environment, partnering
directly with clients, fellow practitioners, and Deloitte
consultants from complementary disciplines
- Leading workstreams within the context of a larger engagement,
and/or helping manage smaller engagements, gathering and analyzing
information, formulating and testing hypotheses, and developing
actionable recommendations
- Helping present your team's findings to client stakeholders,
and implementing recommendations
Qualifications
Required:
- Bachelor's degree or higher in Economics, Finance, Business,
Statistics, Math, Finance, Business Management, or related
field
- 8+ years of experience working in the financial services
industry, with the majority of time working in a credit risk
management, underwriting or related regulatory capacity
- Demonstrated experience in one or more of the following areas
across the credit lifecycle (from origination/underwriting to
workout and collections) gained through past experience or specific
positions within a financial institution:
- Credit risk management processes
- Commercial/wholesale lending,
- Retail/consumer lending
- Bank regulatory compliance
- Process redesign of key credit risk areas/functions
- Developing / implementing banking systems and enabling
technology solutions (with a focus on credit)
- Credit risk evaluation, including qualitative and quantitative
approaches, as well as modeling, analytics, and forecasting
including (CECL, CCAR, risk rating scorecards, risk-based pricing,
etc.)
- Prior experience providing 'consultative' services (whether at
another consulting firm or acting in a consultative manner
internally at a financial institution).
- Project management skills
- Formal credit training through an internal bank program or
external training program
- Well-rounded knowledge of common banking infrastructures:
technology, data & metrics, reporting, governance in various areas
within banking
- Strong written communication and presentation skills, with the
ability to interact and effectively communicate with client
personnel
- Strong analytical/reasoning skills applicable across different
bank functions, products and portfolios
- Ability to prioritize assignments and potential problems
- Demonstrated project management skills, including the ability
to prioritize, meet deadlines and follow through on completion of
projects
- Close attention to detail and accuracy
- Ability to build relationships and work collaboratively with
clients
- Excellent working knowledge of Excel, Access, Word,
PowerPoint
- Track record of working in a collaborative, team-based
environment to solve business challenges and drive change in large
organizations
- Possess quantitative and qualitative problem-solving skills,
with high capacity for solving business problems with incomplete
information
- Must be legally authorized to work in the United States without
the need for employer sponsorship, now or at any time in the
future.
- Willingness to travel up to 50-75% of the time (while business
travel is a requirement of the role, due to COVID-19, non-essential
travel has been suspended until further notice.)
A plus:
- Advanced degree and/or certification (e.g. Quantitative Masters
degree, MBA, FRM, or CFA)
- Completion of bank credit training
- Subject matter expertise in a financial services sub-area such
as Retail Banking, Commercial Banking, Transaction Banking,
Wholesale Banking, Cards & Payments, Real Estate, FinTech
- Prior work experience at a US banking regulator or in a credit
risk or underwriting roles at a bank, fintech, or other financial
services institution
- Familiarity with a wide range of banking functions, including:
- credit products and operations
- loan products and operations (deposits, credit cards, lending,
underwriting)
- risk management (e.g. credit risk, liquidity risk, operational
risk, compliance risk, market risk, interest rate risk, climate
risk)
- Experience with Environmental, Social, and Governance risk
management
- Experience incorporating climate risk considerations into
business functions (e.g. modeling, stress testing, etc.)
- Experience programming in Python, R, SAS, SQL or other
languages.
#indeedpush
Keywords: Deloitte, San Jose , Advisory - Credit Risk - FSI Risk Data Regulatory Manager, Executive , San Jose, California
Didn't find what you're looking for? Search again!
Loading more jobs...