SanJoseCARecruiter Since 2001
the smart solution for San Jose jobs

Portfolio Manager- Middle Market

Company: Comerica Bank
Location: San Jose
Posted on: September 14, 2020

Job Description:

Portfolio Manager I

Under general supervision, manages portfolio of existing customer relationships to ensure ongoing profitability and complete conformity with credit terms. Ensures the sale of additional financial services. Maintains a basic understanding of commercial, economic and financial circumstances and how they impact the customers and prospective customers under their management. Coordinates with key internal partners to support servicing of existing customer base.

Position Competencies

Successful incumbents have excellent customer service skills, strong communication skills with the ability to prepare and deliver verbal and written presentations, strong attention to detail, drive for results, decision quality, dealing with ambiguity, presentation skills, business acumen and negotiating skills.

Position Responsibilities:

Portfolio and Risk Management


  • Retains and manages existing loan portfolio supporting up to two Relationship Managers. Takes ownership of all reviews and renewals for existing credit customers; portfolio includes less complex accounts.
  • Formulates an opinion of whether such relationships should continue to be an acceptable risk.
  • Decides loan terms and conditions, if within own credit limits or makes recommendations to appropriate authority.
  • Develops and maintains direct relationships with customers including an effort to call/contact; target a minimum of twice per year in person contact.
  • Provides oversight and guidance to credit support in underwriting for renewals and reviews. Provides qualitative input for RECAP creation.
  • Works in conjunction with manager to prepare for and present at loan committees and credit quality reviews as applicable. Coordinates with Loan Closers to facilitate closing of renewals or amendments.
  • Adheres to Risk Management policies and guidelines, i.e. regulatory compliance, portfolio and credit quality, and portfolio management.
  • Assists with monitoring existing loans to ensure compliance with terms of loan agreement and recommends corrective action on variances.
  • Identifies & resolves operational and credit issues with loans held in portfolio.
  • Manages of all non-loan credit and product risk products for existing clients, including treasury (ACH, Business deposit capture, etc.) approvals and documentation.
  • Management of all ad hoc and regulatory reporting within existing portfolio [both internal and external requests].
  • Monitors, tracks, and assists in the collection of past due loan payments, exceptions, overdrafts, and maturing loans.
  • Provides day-to-day servicing of portfolio including credit risk monitoring.
  • Conducts interviews to develop information concerning the nature of the customer's business, financing or other needs.

    Profitability


    • Identifies and closes appropriate incremental financial solutions with the goal of retention and some expansion, in coordination with the RM (cross sales).
    • Retains existing portfolio and associated profitability.

      Additional Duties


      • Promotes public bank image by being involved in meaningful community and business development activities, as appropriate.

        Position Qualifications


        • Bachelor's Degree from an accredited university
        • Completion of a Commercial Credit Training Program
        • 12-18 months of experience underwriting commercial loans
        • 2 years of experience utilizing Microsoft Office Products including Word, Excel Power Point and Outlook


          Comerica West HeadquartersMonday-Friday: 8:00am-5:00pm

Keywords: Comerica Bank, San Jose , Portfolio Manager- Middle Market, Executive , San Jose, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Executive Jobs


MDS/Resident Assessment Director
Description: Responsibilities li Works with direction from the Regional Resident Assessment Director. li Works in collaboration with the Interdisciplinary Team to assess the needs of the resident li Participates (more...)
Company: Avalon Health Care
Location: Herald
Posted on: 09/26/2020

Unit Manager - RN
Description: Responsibilities The Unit Manager will direct the day to day functions of the Nursing Unit in accordance with current
Company: Avalon Health Care
Location: Plymouth
Posted on: 09/26/2020

Unit Manager - LVN
Description: Responsibilities The Unit Manager will be responsible for directing the day-to-day nursing and medical functions of the unit with consultation and direction from the psychiatrist who is the unit's Clinical (more...)
Company: Avalon Health Care
Location: Herald
Posted on: 09/26/2020


Regional Sales Manager - Video (Sacramento)
Description: If you are a current Motorola Solutions employee, please click this link to apply through your Workday account.Company OverviewAt Motorola Solutions, we create technologies our customers refer to as their (more...)
Company: Motorola Solutions
Location: Sacramento
Posted on: 09/26/2020

ARCHITECTURAL PROJECT MANAGER, JOB CAPTAIN OR DESIGNER ( Sacramento, CA)
Description: WANTED: ARCHITECTURAL DESIGNER , ARCHITECTURAL PROJECT MANAGER, OR ARCHITECTURAL JOB CAPTAIN SACRAMENTO, CA Would you like to join a SMALL firm and have a BIG Impact Would you like to bring your dog (more...)
Company: TJG Professional Consulting Services
Location: Sacramento
Posted on: 09/26/2020

Unit Manager - RN
Description: Responsibilities The Unit Manager will direct the day to day functions of the Nursing Unit in accordance with current
Company: Avalon Health Care
Location: Ione
Posted on: 09/26/2020

VP of Medical Support
Description: Job Description - VP of Medical Support 20000A8E Job Description--VP of Medical Support-20000A8EPosition Specific Details --This position can be located anywhere in the country and can be fully remote----PURPOSE (more...)
Company: Fresenius Medical Care
Location: Sacramento
Posted on: 09/26/2020

MDS/Resident Assessment Director
Description: Responsibilities li Works with direction from the Regional Resident Assessment Director. li Works in collaboration with the Interdisciplinary Team to assess the needs of the resident li Participates (more...)
Company: Avalon Health Care
Location: Ione
Posted on: 09/26/2020

MDS/Resident Assessment Director
Description: Responsibilities li Works with direction from the Regional Resident Assessment Director. li Works in collaboration with the Interdisciplinary Team to assess the needs of the resident li Participates (more...)
Company: Avalon Health Care
Location: Plymouth
Posted on: 09/26/2020

Civil Engineer Bureau of Land Management
Description: Application Attachments: Please include your resume and up to two additional documents. Add File The application opened in a new tab. By using this feature you agree to our Terms and Conditions and Privacy (more...)
Company: American Institute of Aeronautics and Astronautics
Location: El Dorado Hills
Posted on: 09/26/2020

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

San Jose RSS job feeds